Join Vanguard’s 1%

Join Vanguard’s 1%

Join Vanguard’s 1%
You’ll double your Vanguard profits taking half the risk average Vanguard investors take

Fellow Mutual Fund Investor,

    Be impatient.

    Demand immediate access to the profit-doubling advantages secretly enjoyed by Vanguard’s 1%.

But don’t bother asking Vanguard. They won’t lift a finger to pull you up from the ranks of ordinary.

In fact, Vanguard goes out of its way to keep you average.

    But being average at Vanguard isn’t all that bad. After all, Vanguard is the best fund family on Earth, and their average investor is up a refreshing 7.1% so far this year.

    But Vanguard’s 1% are doing much better than average. They always do. So far this year, Vanguard’s 1% going for growth are up 9%. And those using ETFs are up 10.5%.

Vanguard’s 1% Is a
Shockingly Diverse Group

    They don’t all hold the same funds. That’s because the investment goals of Vanguard’s 1% vary.

Vanguard's 1% Open Closed Funds

No doubt you’ve been frustrated to find that many of the best-performing Vanguard funds are closed.

Take, for example Capital Opportunity, PRIMECAP and PRIMECAP Core. Expertly managed funds like these can set you up for life! But Vanguard has put them out of reach by locking their doors.

Join Vanguard’s 1%, and you get the growth fund you’ve always wanted to own but couldn’t.

You’ll learn about a “secret” growth fund–“secret” because it is not even a Vanguard fund. But it could be, because it’s practically identical to 3 of Vanguard’s very best closed funds: Capital Opportunity, PRIMECAP and PRIMECAP Core.

But this fund’s minimum is just $2,000. While it has a 2% back-end load on shares held less than 60 days, you don’t have to worry about the load, because this fund’s a long-term keeper.

The name of the fund is PRIMECAP Odyssey Aggressive Growth. And this Capital Opportunity “knock-off” goes after appreciation by investing in common stocks of companies expected to show rapid earnings growth.

You wouldn’t mind seeing some rapid earnings growth right about now, am I right? But if you can’t get into the Vanguard funds, then buy into PRIMECAP Odyssey Aggressive Growth for just $2,000.

The fund gained 24.6% over the past three years, in large measure because of its smaller asset base (affording the managers greater flexibility) and lack of some large positions in a few stocks that really hurt big brother Capital Opportunity.

I feel so strongly that this fund is going to be a long-term winner because I believe in its managers. The PRIMECAP team has made a fortune for my subscribers and for me personally. I have been a long-term holder of both their PRIMECAP and Capital Opportunity funds.

But those funds are both closed and growing awfully large to be able to continue to outperform their benchmarks.

So I’m recommending PRIMECAP Odyssey Aggressive Growth to my readers today. You get the same outstanding management team as in the Vanguard Funds, but with a lower minimum investment and a smaller asset base.

How about that? One of the best ideas for Vanguard investors is a non-Vanguard fund! That’s the kind of independent thinking you’ll find in every issue of The Independent Adviser for Vanguard Investors.

As a result, my subscribers grow richer than ordinary Vanguard investors.

Make the move up to Vanguard’s 1%. There’s no risk. Only free gifts!

    Some are aggressive growth investors while others have retirement portfolios. Many others are using Vanguard to gorge themselves on both income and capital growth.

    Yet, as diverse as their investment goals are, every member of Vanguard’s 1% has one thing in common. They all act on information Vanguard won’t tell you.

    That’s why Vanguard’s 1% make more money than ordinary Vanguard investors. It’s why they…

  • Find Vanguard’s newest and often better ETFs that are hidden from ordinary investors like you
  • Dump or know to stay away from the Vanguard funds that should be banned
  • Use Vanguard’s short list of funds managed by top-notch pros that beat indexing
  • Avoid losing diversification by unwittingly overlapping your investments

  • Learn the true risks of all Vanguard funds before they invest
  • Get past Vanguard’s obstacles that make it nearly impossible for you to follow the golden rule of mutual fund investing

  • Learn how to sneak past closed doors at Vanguard and invest with the best managers.

Joining Vanguard’s 1% Adds Up to 122% Greater Profits
for You

    By doing nothing more than what you are doing now — investing with Vanguard — you can grab 122% greater profits right along with Vanguard’s 1%. It’s like getting free money.

    Lots of free money!

    Vanguard’s 1% grabbed $509,651 in extra profit since 1991 off initial portfolios of $100,000.  That’s about $24,000 a year in free money.

    You do not want to leave $24,000 a year on Vanguard’s table. That money can make a real difference, and it should be yours. I’m going to make sure you get it.

    I’m Dan Wiener, founding editor of the world’s most important newsletter for Vanguard investors, The Independent Adviser for Vanguard Investors.


    Decades ago I discovered how ordinary folks can easily double their Vanguard profits and haul in more income all while taking less risk than average Vanguard investors.

    How, you might wonder, is it possible to get more profit without taking on more risk? You follow Vanguard’s 1% — it’s the only way you’ll ever escape “average.”

Vanguard’s 1% acts on information you don’t have… they know what Vanguard won’t tell you.

The only way for you to learn all the secrets is to be a member of Vanguard’s 1%. And the only way you can do that is to subscribe to The Independent Adviser for Vanguard Investors.

    I’m ready to welcome you with gifts galore and a few other generous incentives. You just need to let me know you’re interested.

Promises, promises

    Vanguard doesn’t always keep theirs.

    Say you’re looking for the safety of diversification but you don’t want to give up growth. That’s smart.

    Then you see Vanguard has a fund named Diversified Equity and it’s easy to jump to the conclusion, “Wow, this must be my lucky day. Diversified Equity sounds like it’s exactly what I want.”

    Vanguard promises you growth and income with this fund. But Vanguard’s 1% know better. They know that Diversified Equity is so watered down that investors are doomed from day one.

    The only thing Diversified Equity wins is the name game, which is often enough to trap billions of dollars of hard-earned money that should be invested somewhere else.

    Look under the hood (which is quite easy once you belong to Vanguard’s 1%) and you discover the fund is made up of eight other mutual funds. And one of the funds is Vanguard’s worst: U.S. Growth (another name-game winner poised to trap more investors now that markets are improving).

    Making matters even worse, not one fund from Vanguard’s top management team, PRIMECAP, is included in this fund of funds. Worse than that…

Here’s disturbing proof the deck is stacked against the 99% every time they buy or sell a fund…

Vanguard’s ETF Hideaway

    You’d think Vanguard would be bombarding you with email promotions about their ever-expanding lineup of ETFs — especially now that it’s in an ETF war with BlackRock’s iShares.

    Both giants want investors in ETFs — their ETFs. And investors are rushing into them. But here’s the rub, and it’s an odd one: Vanguard keeps you away from some of its best ETFs by hiding many of its new ones from you. FREE

    It doesn’t seem to make sense.

    But you won’t find Vanguard’s new and often better ETFs looking at “All Funds” on Vanguard’s personal investors website. You and every other individual investor must click “institutional funds” even though you are not an institutional investor.

    Or… you can navigate through Vanguard’s ETFs page. But you still won’t find them. You have to click a tiny little to “Other indexes.” And even when you do all that, Vanguard will steer you away, suggesting that you look elsewhere.

    Say you finally find the S&P Mid-Cap 400 Growth ETF, for example. Watch out because Vanguard will interrupt and suggest you look at Mid-Cap Growth ETF instead because it “tracks the same market segment at a lower cost.” But it’s not just cost that matters — it’s your total return after costs.  And history says following Vanguard’s advice would have meant losing out on profits.

This New Hidden ETF Beats
the Old Standard by 20%

    If want you to invest in large-cap indexing, the Vanguard S&P ETF I recommend is a new, hard-to-find one, and it’s beating the original stand by S&P ETF (SPY) by 20%.

This same hard-to-find large-cap ETF is also beating Vanguard’s Value ETF — by a whopping 70%.

    Shouldn’t Vanguard be telling you this? Don’t hold your breath.

    You could be looking for small-cap or mid-cap ETFs and Vanguard won’t tell you what you really want to know. That makes it nearly impossible for you to find the best funds and avoid mistakes.

You don’t think Vanguard will ever tell you how to build a market-beating portfolio using ETFs, do you?

    But if you join Vanguard’s 1%, you will find out which ETFs I recommend. Plus, you will learn why ETFs are cheaper than traditional index funds, how to maximize the ETF tax advantage and much more.

    By the way, Vanguard’s 1% aren’t just Vanguard ETF investors. They’re not all index fund investors, either.

Many — in fact, the most successful among Vanguard’s 1% — use the Golden Rule of Mutual Fund Investing to continually build wealth.

The 3-Word Golden Rule
That Makes You Rich

    You already know the secret. You’ve heard it preached a thousand times over the years. It’s just three words: (1) Buy (2) the (3) manager.

Tale of Twin’s  Inheritances Both invested with Vanguard.  But one  became 7 times richer than the other

Equal in nearly every way, twins Joe and John Average each inherited $100,000 in 1991, and both invested all of it in Vanguard. Neither twin ever added a new penny since.

Good thing they picked Vanguard. John’s $100,000 is now $419,224. But Joe, who shares John’s investment goal, is $509,651 richer — his $100,000 is now $928,875. What happened?

Joe gained entry to Vanguard’s 1% by subscribing to The Independent Adviser for Vanguard Investors. John didn’t. Joe followed Dan Wiener’s Growth Model Portfolio. John went with Vanguard’s most popular funds. Now look at the twins:

Year-by-year results:

Growth Model
Starting Value 100,000 100,000
1991 115,555 128,850
1992 124,151 136,651
1993 137,483 159,402
1994 137,165 159,052
1995 166,796 200,485
1996 188,596 233,702
1997 223,235 287,924
1998 256,217 355,561
1999 285,787 484,429
2000 288,632 583,407
2001 275,845 546,321
2002 250,049 449,142
2003 294,127 592,684
2004 322,405 685,537
2005 342,515 763,570
2006 384,181 904,147
2007 408,997 994,781
2008 316,360 613,246
2009 376,785 824,203
2010 416,724 942,064
2011 419,224 928,875

% Advantage: 122%
Extra Profit: $509,651

    And guess what? No matter how popular indexing has become, and no matter what you might have heard or think, the buy-the-manager strategy still works gangbusters. I’ll show you proof in a moment.

Problem is: Vanguard won’t tell you about their short list of funds with top-notch index-beating managers and their low-entry minimums.

    So how in the world can you follow the Golden Rule of mutual fund investing when Vanguard hides its top managers?

    Easy… I know who’s on the list.

    You might want to knock down the doors in Malvern and scream out, “Hey, what about me? Don’t you think I deserve to know these secrets, too?”

    Scream all you want. Vanguard still won’t tell you the secrets to doubling your profits, doubling your income and cutting your risk in half. But I will.

    And I want to start helping you immediately, which is why I’m reaching out to you today. Look, I’ve built a fortune following the Golden Rule, and I know how it’s done at Vanguard.

    The managers I buy beat index funds so convincingly researchers at Duke University were compelled to study my methods.

Duke University Studies How I Beat Index Funds

    The university’s formal study has a clear title: Do Vanguard’s Managed Funds Beat Its Index Funds? Their research concludes:

“The probability that [Dan Wiener’s] Growth Portfolio could have outperformed by such a wide margin because of luck rather than skill is only 13.4%.”

    But the Duke researchers failed to factor in the real reason my method produces 122% greater Vanguard profits: close attention to risk.

    Maybe not you, but most Vanguard investors hardly ever think about risk when selecting funds. Most think their funds carry little (if any) long-term risk simply because they are Vanguard funds. That’s crazy.

    But Vanguard’s in no hurry to change this all-is-safe-as-can-be perception. They want you to be average. They love it when investors flock to the same few funds, such as 500 Index and Total Stock Market Index.

    Look–you don’t beat the average Vanguard investor year after year for decades running by testing your luck. You do it by making decisions based on facts… facts Vanguard often won’t tell you… facts that give you priceless advantages and…

Protection From the
Traps Snarling Others

    Take dividends, for instance. They are critical to any investor who wants to boost profits while smoothing out volatility. But most Vanguard investors–even those who have figured out that corporate cash (not bonds) is the new safe haven–are missing out.FREE

    How can the deck be stacked against you when Vanguard gives you not one but two funds with “dividend” in their names?

Simple: One outperforms the other by 20%. But the chances you’ll pick the 20% winner are NOT 50–50.

Here’s why…

    One of the two Vanguard funds is Dividend Appreciation Index. The other is an actively managed fund.

    Average investors wouldn’t even bother to flip a coin to decide which of the two they would put in their portfolios.

Besides, conventional wisdom says actively managed funds don’t stand a chance against index funds, right?

You don’t know Don Kilbride,
do you? Vanguard’s 1% does.

    Don’s on the secret short list of Golden Rule managers making us rich.

    He’s running the dividend fund that’s beating the index by 20%, and unless you know about Vanguard’s short list of top-notch managers, you’ll keep missing out on all the magic Vanguard offers.

If you own 500 Index, but want even better performance with a lot less risk, you can get it at Vanguard — when you switch to Don Kilbride’s Dividend Growth.

    This fund is so strong it made its way into three of the four model portfolios that Vanguard’s 1% are presented: Growth, Conservative Growth, and Income. The only portfolio model without Dividend Growth is my Index portfolio.

Don’t Give Vanguard the Chance
to Break Its Promises to You

    I told you about a few Vanguard funds that don’t stand a snowball’s chance in hell of making good on their promises. But this next example is worse.

    You see, Vanguard knows many investors, especially retirees, just want their capital to be safe as it generates income. So, Vanguard created a fund that aims to please folks.

    And of course, they gave it an appealing name that seems to be right on target. They call it Managed Payout Growth Focus. Sounds great, but this fund fails to “pay out” as promised.

    Vanguard’s 1% know what’s going on…

    Managed Payout Growth Focus promises to give investors a modest initial “payout” of 3% a year, with the goal of increasing the returns over time to provide a long-term, inflation-beating income stream.

    But the fund is just giving people their own investment capital back. Vanguard calls this “income.” In 2008, all this fund’s distributions were a return of capital. Lately, it’s been a more moderate 41% return of capital — but that still money that’s not being earned but simply returned to you.

    If you want income, Vanguard has outstanding funds you can put in your portfolio. But this “payout” fund is not one of them.

    Vanguard’s 1% know this, thanks to The Independent Adviser for Vanguard Investors. And now you know it, too.

    You’ve read this far so I know you’re already a smarter Vanguard investor. But there’s more you must know as soon as possible, which is why I want to welcome you to Vanguard’s 1% today.

There’s no risk… only gifts!

    I hope you’re beginning to see why it’s important for you to belong to Vanguard’s 1%.

    Just in case, let me make your decision real easy. I’ll give you up to 6 gifts just to see if membership with Vanguard’s 1% works for you.

What Vanguard’s 1% knows
can make you rich!

    That’s why I want to give these gifts. You can’t get them anywhere else at any price. Only Vanguard’s 1% know what’s in these exclusive reports. Each is yours free.

    Here’s a quick preview of what you’ll discover in each, starting with…

Vanguard’s Best (and worst) ETFS

   If like to index, this one report could be worth thousands to you in extra profits this year. You see, you get more than a mere list of ETFs. Two minutes with this report injects you with valuable insights you might never get from Vanguard. Learn why ETFs are cheaper than traditional index funds, how to maximize the ETF tax advantage, how ETF investors can quickly put themselves in danger, and much more in this report.   

Award Winners: Vanguard’s 1% Action Plan

   Long-term investing doesn’t mean no action is necessary. Funds change managers and sometimes even performance objectives. Economic winds are always shifting, too. That’s why it’s critical to stay in touch with what you own and what you should own. And you will! With this gift, you’ll learn about the best growth fund for 2012, the safest sector to invest in, the best place for your cash, and even more Vanguard won’t tell you.

Vanguard’s Tech Winter Winners

for Conservative Investors

   Beat the 500 Index by 61% during Tech Winter, an under-reported profit phenomenon that kicks in just about every time winter rolls around. This bonus gift explains what drives technology stocks in winter and reveals the best Tech Winter funds for conservative investors to own, including the PRIMECAP portfolios that are wide open to new investors who knew where to look. You’ll also discover Vanguard’s tech-heavy funds that must be avoided, Tech Winter or not. Don’t wait to jump on this profit phenomenon. Get this bonus gift today!

Making Success Simple at Vanguard

   Vanguard has rules for buying and even more rules for selling funds. Mess up, and you could be out a ton of money. And then there are the tax rules. Oh my. But none of this is a source of confusion for FFSA members. Get this bonus gift and learn the secrets to managing your investments at Vanguard… learn how to account for dividends… make the yearly portfolio decisions you must make… and what you should do at tax time to save yourself a bundle.

Vanguard’s Double Dirty Dozen: 24 Funds You Must Sell Now

Related Post

Written by John Thomas

I began my investing career back in 1998. I quickly discovered day trading, small cap and penny stocks. I was the editor of my own investment newsletter, stock promoter, investor relations, public relations and have witnessed the back-end process of taking a private company public through reverse merger and registration. That is roughly over a decade in a nutshell. During this time I learned how to identify the rats, sharks and people who truly want to help you learn about investing. Now I do research and write.
My hope is to pass along nuggets of information that could help or the very least entertain you on your way to financial success.

Introducing The Chart Whisperer

The $4 Million Trader Dad

Back to Top