What You Do Or Don’t Do With This Information Could Determine Your
Future Wealth
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The incredible but true facts about Vanguard that can double your
profits this year…
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•Incredible but true: You can double your Vanguard profits, taking
half the risk most take, but Vanguard will never tell you how to do it
•Incredible but true: You can learn exactly how risky or safe your
Vanguard funds are right now, but don’t expect Vanguard to tell you
•Incredible but true: You can get into hot funds before Vanguard locks
you out, but Vanguard isn’t about to tip you off
Fellow Fund Investor,
Vanguard is famous for keeping expense ratios ultra-low so investors
like us can make more money.
But the company that’s supposed to be dedicated to its shareholders
never tells you how easily you can double your Vanguard profits with
half the risk most Vanguard investors accept.
Incredible, perhaps even outrageous, but it’s true.
And with the never-ending mess in Europe constantly threatening to
wash up on our shores… with China’s manufacturing base slowing down…
with the job market in the U.S. worsening as you read this…
What I have to tell you couldn’t have come at a better time.
I’m going to show you how to put the profit-doubling advantages
secretly enjoyed by Vanguard’s 1% to work for you. But first, let me
tell you a little about this elite group and how you can join those
who make 122% more profit than the average Vanguard investor.
*******************************
You’re Just Like Vanguard’s 1%,
With One Glaring Exception
*******************************
Not all of Vanguard’s 1% entered this elite group with portfolios
worth millions. In fact, many started with as little as $10,000.
And this might surprise you, too. They don’t all own the same Vanguard
funds. That’s because the investment goals of Vanguard’s 1% vary.
Some are aggressive growth investors, while others maintain retirement
portfolios. And many others are using Vanguard to gorge themselves
with both income and capital growth.
Surprisingly diverse as this elite group might seem, every member of
Vanguard’s 1% has an overwhelming edge on you — they all act on
information Vanguard won’t tell you.
Incredible, but true: Vanguard’s in an ETF war with BlackRocks iShares,
but Vanguard keeps you away from some of its best ETFs by hiding many
of its news ones from you. Vanguard’s 1% know where to find these new
ETFs fast.
Incredible, but true: Vanguard is the best fund family in the world,
but it also offers funds that are so bad they should be banned.
Vanguard’s 1% always avoids the dogs.
Incredible, but true: Vanguard’s founder, Jack Bogle, practically
invented the index fund, but some of Vanguard’s best funds are actively
managed. The short list of funds managed by top-notch pros is hidden
from you. Vanguard’s 1% relies on these managers.
Incredible, but true: Vanguard has a terrific menu of funds, yet
ordinary investors are robbed of the diversification and balance they
seek by unwittingly doubling or even tripling their exposure to the
same stocks or sectors. Vanguard’s 1% never faces these risks.
Incredible, but true: Vanguard’s hottest funds slam the doors shut or
raise the minimums beyond reach, yet Vanguard often offers “clones” of
closed funds that are even better. Vanguard’s yet Vanguard’s 1% knows
about “clones” of funds that are even better.
Incredible, but true: By doing nothing more than what you’re doing
now — investing with Vanguard — you can increase your profits 122%.
It’s like getting free money.
I’m Dan Wiener, founding editor of the world’s most important newsletter
advisory for Vanguard investors. Nothing flashy about the name: The
Independent Adviser for Vanguard Investors. But it delivers flashy
results. And it’s independent!
That’s why Vanguard’s 1% follows my advice.
For example: Vanguard just closed its Wellington Management-run
High-Yield Corporate bond fund, but not before I told members to buy it
last September. Those following my advice are up 7.6% so far while
those in Total Bond Market are squeaking by with a 1.8% return since
then.
Seems the funds I pick get hot then Vanguard closes them. But that’s
only one reason why my members love belonging to Vanguard’s 1%.
Vanguard’s 1%, my members, grabbed $509,651 in EXTRA PROFIT over
ordinary Vanguard investors since 1991 off initial portfolios of
$100,000.
The average Vanguard investor turned his $100,000 into $419,224 by the
end of 2011. Over that same time, Vanguard’s 1% turned their $100,000
into $928,875. With less risk, too!
If doubling your Vanguard profits — with half the risk — sounds good
to you, then let me welcome you to Vanguard’s 1%. I’m ready to shower
you with gifts galore and a few other generous incentives. All you need
to do is let me know you’re interested.
https://order.investorplace.com/?sid=QX7239&en=4227237
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Promises, promises
******************
Vanguard doesn’t always keep theirs.
Say you’re looking for the safety of diversification but you don’t want
to give up growth. That’s smart.
Then you see Vanguard has a fund named Diversified Equity and it’s easy
to jump to the conclusion, “Wow, this must be my lucky day. Diversified
Equity sounds like it’s exactly what I want.”
Vanguard promises you growth and income with this fund. But Vanguard’s
1% know better. They know that Diversified Equity is so watered down
that investors are doomed from day one.
The only thing Diversified Equity wins is the name game, which is often
enough to trap billions of dollars of hard-earned money that should be
invested somewhere else.
Look under the hood (which is quite easy once you belong to Vanguard’s
1%) and you discover the fund is made up of eight other mutual funds.
And one of the funds is Vanguard’s worst: U.S. Growth (another
name-game winner poised to trap more investors now that markets are
improving).
Making matters even worse, not one fund from Vanguard’s top management
team, PRIMECAP, is included in this fund of funds. Worse than that…
Here’s disturbing proof the deck is stacked against the 99% every time
they buy or sell a fund…
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Vanguard’s ETF Hideaway
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You’d think Vanguard would be bombarding you with email promotions
about their ever-expanding lineup of ETFs — especially now that it’s
in an ETF war with BlackRock’s iShares.
Both giants want investors in ETFs — their ETFs. And investors are
rushing into them. But here’s the rub, and it’s an odd one: Vanguard
keeps you away from some of its best ETFs by hiding many of its new
ones from you.
It doesn’t seem to make sense.
But you won’t find Vanguard’s new and often better ETFs looking at “All
Funds” on Vanguard’s personal investors website. You and every other
individual investor must click “institutional funds” even though you
are not an institutional investor.
Or… you can navigate through Vanguard’s ETFs page. But you still won’t
find them. You have to click a tiny little to “Other indexes.” And
even when you do all that, Vanguard will steer you away, suggesting that
you look elsewhere.
Say you finally find the S&P Mid-Cap 400 Growth ETF, for example. Watch
out because Vanguard will interrupt and suggest you look at Mid-Cap
Growth ETF instead because it “tracks the same market segment at a
lower cost.” But it’s not just cost that matters — it’s your total
return after costs. And history says following Vanguard’s advice would
have meant losing out on profits.
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This New Hidden ETF Beats
the Old Standard by 27%
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If want you to invest in large-cap indexing, the Vanguard S&P ETF I
recommend is a new, hard-to-find one, and it’s beating the original
stand by S&P ETF (SPY) by 27%.
This same hard-to-find large-cap ETF is also beating Vanguard’s Value
ETF — by a whopping 72%.
Shouldn’t Vanguard be telling you this? Don’t hold your breath.
You could be looking for small-cap or mid-cap ETFs and Vanguard won’t
tell you what you really want to know. That makes it nearly impossible
for you to find the best funds and avoid mistakes.
You don’t think Vanguard will ever tell you how to build a
market-beating portfolio using ETFs, do you?
But if you join Vanguard’s 1%, you will find out which ETFs I recommend.
Plus, you will learn why ETFs are cheaper than traditional index funds,
how to maximize the ETF tax advantage and much more.
By the way, Vanguard’s 1% aren’t just Vanguard ETF investors. They’re
not all index fund investors, either.
Many — in fact, the most successful among Vanguard’s 1% — use the
Golden Rule of Mutual Fund Investing to continually build wealth.
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The 3-Word Golden Rule
That Makes You Rich
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You already know the secret. You’ve heard it preached a thousand times
over the years. It’s just three words: (1) Buy (2) the (3) manager.
And guess what? No matter how popular indexing has become, and no matter
what you might have heard or think, the buy-the-manager strategy still
works gangbusters. I’ll show you proof in a moment.
Problem is: Vanguard won’t tell you about their short list of funds
with top-notch index-beating managers and their low-entry minimums.
So how in the world can you follow the Golden Rule of mutual fund
investing when Vanguard hides its top managers?
Easy… I know who’s on the list.
You might want to knock down the doors in Malvern and scream out, “Hey,
what about me? Don’t you think I deserve to know these secrets, too?”
Scream all you want. Vanguard still won’t tell you the secrets to
doubling your profits, doubling your income and cutting your risk in
half. But I will.
And I want to start helping you immediately, which is why I’m reaching
out to you today. Look, I’ve built a fortune following the Golden Rule,
and I know how it’s done at Vanguard.
The managers I buy beat index funds so convincingly researchers at Duke
University were compelled to study my methods.
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Duke University Studies How I Beat Index Funds
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The university’s formal study has a clear title: Do Vanguard’s Managed
Funds Beat Its Index Funds? Their research concludes:
“The probability that [Dan Wiener's] Growth Portfolio could have
outperformed by such a wide margin because of luck rather than skill is
only 13.4%.”
But the Duke researchers failed to factor in the real reason my method
produces 122% greater Vanguard profits: close attention to risk.
Maybe not you, but most Vanguard investors hardly ever think about risk
when selecting funds. Most think their funds carry little (if any)
long-term risk simply because they are Vanguard funds. That’s crazy.
But Vanguard’s in no hurry to change this all-is-safe-as-can-be
perception. They want you to be average. They love it when investors
flock to the same few funds, such as 500 Index and Total Stock Market
Index.
Look–you don’t beat the average Vanguard investor year after year for
decades running by testing your luck. You do it by making decisions
based on facts… facts Vanguard often won’t tell you… facts that
give you priceless advantages and…
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Protection From the
Traps Snaring Others
********************
Take dividends, for instance. They are critical to any investor who
wants to boost profits while smoothing out volatility. But most
Vanguard investors–even those who have figured out that corporate cash
(not bonds) is the new safe haven–are missing out.
How can the deck be stacked against you when Vanguard gives you not one
but two funds with “dividend” in their names?
Simple: One outperforms the other by 49%. But the chances you’ll pick
the 49% winner are NOT 50–50.
Here’s why…
One of the two Vanguard funds is Dividend Appreciation Index. The other
is an actively managed fund.
Average investors wouldn’t even bother to flip a coin to decide which
of the two they would put in their portfolios.
Besides, conventional wisdom says actively managed funds don’t stand a
chance against index funds, right?
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You don’t know Don Kilbride,
do you? Vanguard’s 1% does.
****************************
Don’s on the secret short list of Golden Rule managers making us rich.
He’s running the dividend fund that’s beating the index by nearly 50%,
and unless you know about Vanguard’s short list of top-notch managers,
you’ll keep missing out on all the magic Vanguard offers.
If you own 500 Index, but want even better performance with a lot less
risk, you can get it at Vanguard — when you switch to Don Kilbride’s
Dividend Growth.
This fund is so strong it made its way into three of the four model
portfolios that Vanguard’s 1% are presented: Growth, Conservative
Growth, and Income. The only portfolio model without Dividend Growth is
my Index portfolio.
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Don’t Give Vanguard the Chance
to Break Its Promises to You
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I told you about a few Vanguard funds that don’t stand a snowball’s
chance in hell of making good on their promises. But this next example
is worse.
You see, Vanguard knows many investors, especially retirees, just want
their capital to be safe as it generates income. So, Vanguard created a
fund that aims to please folks.
And of course, they gave it an appealing name that seems to be right on
target. They call it Managed Payout Growth Focus. Sounds great, but
this fund fails to “pay out” as promised.
Vanguard’s 1% know what’s going on…
Managed Payout Growth Focus promises to give investors a modest initial
“payout” of 3% a year, with the goal of increasing the returns over
time to provide a long-term, inflation-beating income stream.
But the fund is just giving people their own investment capital back.
Vanguard calls this “income.” In 2008, all this fund’s distributions
were a return of capital. Lately, it’s been a more moderate 52% return
of capital — but that still money that’s not being earned but simply
returned to you.
If you want income, Vanguard has outstanding funds you can put in your
portfolio. But this “payout” fund is not one of them.
Vanguard’s 1% know this, thanks to The Independent Adviser for Vanguard
Investors. And now you know it, too.
You’ve read this far so I know you’re already a smarter Vanguard
investor. But there’s more you must know as soon as possible, which is
why I want to welcome you to Vanguard’s 1% today.
https://order.investorplace.com/?sid=QX7239&en=4227237
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There’s no risk… only gifts!
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I hope you’re beginning to see why it’s important for you to belong to
Vanguard’s 1%.
Just in case, let me make your decision real easy. I’ll give you up to
6 gifts just to see if membership with Vanguard’s 1% works for you.
https://order.investorplace.com/?sid=QX7239&en=4227237
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What Vanguard’s 1% knows
can make you rich!
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That’s why I want to give these gifts. You can’t get them anywhere else
at any price. Only Vanguard’s 1% know what’s in these exclusive reports.
Each is yours free.
Here’s a quick preview of what you’ll discover in each, starting with…
VANGUARD’S 1% WELCOME GIFT #1
Vanguard’s Best (and worst) ETFS
——————————–
If like to index, this one report could be worth thousands to you in
extra profits this year. You see, you get more than a mere list of ETFs.
Two minutes with this report injects you with valuable insights you
might never get from Vanguard. Learn why ETFs are cheaper than traditiona
l index funds, how to maximize the ETF tax advantage, how ETF investors
can quickly put themselves in danger, and much more in this report.
VANGUARD’S 1% WELCOME GIFT #2
Award Winners: Vanguard’s 1% Action Plan
—————————————-
Long-term investing doesn’t mean no action is necessary. Funds change
managers and sometimes even performance objectives. Economic winds are
always shifting, too. That’s why it’s critical to stay in touch with
what you own and what you should own. And you will! With this gift,
you’ll learn about the best growth fund for 2012, the safest sector to
invest in, the best place for your cash, and even more Vanguard won’t
tell you.
VANGUARD’S 1% WELCOME GIFT #3
Vanguard’s Tech Winter Winners
for Conservative Investors
——————————
Beat the 500 Index by 61% during Tech Winter, an under-reported
profit phenomenon that kicks in just about every time winter rolls
around. This bonus gift explains what drives technology stocks in
winter and reveals the best Tech Winter funds for conservative
investors to own, including the PRIMECAP portfolios that are wide open
to new investors who knew where to look. You’ll also discover Vanguard’s
tech-heavy funds that must be avoided, Tech Winter or not. Don’t wait
to jump on this profit phenomenon. Get this bonus gift today!
VANGUARD’S 1% WELCOME GIFT #4
Making Success Simple at Vanguard
———————————
Vanguard has rules for buying and even more rules for selling funds. Mess up,
and you could be out a ton of money. And then there are the tax rules. Oh my.
But none of this is a source of confusion for FFSA members. Get this bonus
gift and learn the secrets to managing your investments at Vanguard… learn
how to account for dividends… make the yearly portfolio decisions you must
make… and what you should do at tax time to save yourself a bundle.
VANGUARD’S 1% WELCOME GIFT #5
Vanguard’s Double Dirty Dozen: 24 Funds You Must Sell Now–Available
Immediately Online!!
——————————————————————-
It’s impossible to double your profits when you’re holding losers
and laggards. And Vanguard has a host of them. This bonus gift reveals
the 24 worst offenders–the funds that belong in no one’s portfolio.
How many of them are in your portfolio? It’s time to clean out all the
dirty stinkers in your portfolio.
PLUS — VANGUARD’S 1% WELCOME GIFT #6
THE GIFT VANGUARD INVESTORS WOULD DREAM ABOUT IF THEY KNEW IT EXISTED
———————————————————————
It’s called the 2012 Independent Guide to the Vanguard Funds. No
investor should ever be allowed to buy a Vanguard fund until they see
this. You’ll see why the moment you lay eyes on your free copy.
https://order.investorplace.com/?sid=QX7239&en=4227237
Each page (more than 280 of them) gives you more fund insight than
Vanguard ever seems to reveal. And it’s ridiculously easy to use.
Want to nail down the true risk packaged into your Vanguard funds?
This is nearly impossible for others to do, but now you can do it with
ease and speed when you accept this gift.
Think you’re already safely diversified? Maybe you are, but if you own
more than one Vanguard equity fund, there’s a good chance you’re not.
No fears… you’ll discover the solution in seconds.
Sick and tired of being shut out of Vanguard’s hottest funds because
they’re either closed, they cost a fortune to get in, or you simply
don’t know about them? End all your Vanguard frustrations immediately!
The more you use our 22nd edition, the smarter you get. You’ll be a
Vanguard genius in no time. Seriously. You’ll put your finger on the
facts you really want faster than you ever could on your own.
What’s more, it’s exclusive. You can’t get this Vanguard owner’s manual
anywhere else, at any price. Only here, only right now, and only with a
two-year membership to The Independent Adviser for Vanguard Investors…
fully guaranteed, of course.
And let’s not forget about the number-one advantage of belonging to
Vanguard’s 1%…
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$24,000 in Extra Vanguard
Profits Each Year
*************************
Good reason to join, or at least see if you’d like to belong? You bet!
Members of Vanguard’s 1% following my advice have made over $24,000 a
year more than the average Vanguard investor — $24,000 that would not
be theirs if not for their memberships — that’s $24,000 a year in free
money.
Entry to Vanguard’s 1%, however, is not free. It comes with a price tag.
Most pay $229 for a one-year membership (about 63¢ a day). And the extra
profits pay for their membership many times over. Your special rate
today is only $99.95 (which comes to just 27¢ a day). Weighing the
profit potential against that low rate, the math shows…
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27¢ turns into $66
in extra Vanguard profits — daily!
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Tell me you’d like a two-year trial, and you pay even less per day.
PLUS — you get The 2012 Independent Guide to the Vanguard Funds —
FREE, too!
Either way, one or two years, you have my personal safety-net assurance
that you risk nothing.
All your money will be returned to you if you’re not happy with your
decision to join us. Everything you get is yours to keep free even if
you decide that membership is not right for you.
There must be a catch somewhere, right? There sure is. There’s a
deadline. This gift-laden special offer could be gone tomorrow.
So get your gifts today. And get your Vanguard investments in order —
for the rest of your life.
We’re waiting for your reply right now, so we can activate your
membership immediately and get your indispensable gifts into your hands.
https://order.investorplace.com/?sid=QX7239&en=4227237
Sincerely,
Daniel P. Wiener
P.S. Risk nothing as you get all the secrets making a select few
Vanguard investors 122% richer than nonmembers. Key to the sustained
success of Vanguard’s 1%:
The Independent Adviser for Vanguard Investors gives you:
* comprehensive analysis of overall market conditions
* performance analysis of all four model portfolios
* exclusive interviews with Vanguard fund managers
* fund distribution schedules
* fund manager changes
* advance news of new funds
* warnings of funds facing closure
* alternatives for closed funds
* and yes, even more… much more!
As a member of Vanguard’s 1% you also get:
* email hotline access
* private website access
* access to many of the savviest Vanguard investors you’ll ever meet.
Act now and get locked-in savings, too!
* with up to 6 free gifts
* and a Double Money-Back Guarantee.
This should make your decision even easier. First, every penny you
spend on dues will be returned to you in full if you’re not 100%
thrilled within the first 6 months. Second, your protection
automatically continues beyond 6 months, giving you a 100% refund of
the entire balance remaining whenever you want. All the bonus gifts
are yours to keep free, even if you cancel and get your money back.
https://order.investorplace.com/?sid=QX7239&en=4227237
LAST CHANCE — JOIN VANGUARD’S 1%
AND GET ALL YOUR FREE GIFTS HERE!
https://order.investorplace.com/?sid=QX7239&en=4227237
———————————————————————-
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07/31/2012 4:04PM
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